Quote:
Originally Posted by boink
I have been to the DMV and the unemployment office, traffic court and I got what I needed just fine. no problem. I mean shure I was in a line for a short bit, nothing unreasonable. also privately owned licence agencies like for transferring title for a used car or getting tabs renewed, no issues at all.
single payer nationalised health care dosn't scare me in the slightest. what scares me is paying 1/3 of my wage to a health insurance company for what has been (so far knock on wood) pretty much nothing since I went off my moms policy at 18 or so, now I'm 48 and haven't ever had health insurance.
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Damn I want to move to you town. Last time I was at the DMV it was a 3hr wait. I use the private venues for title transfer, tabs too. Way faster. County office for permits, HA! Had to go back on 3 different days to see 'the guy', then 3 months for the permit.
I've had several Health insurance plans through employers, none were cheap and the only thing I ever used them for was vision and dental, so I don't bother any more.
Unfortunately it doesn't look like this deal will be any more affordable.
From the CBO report last Nov.
"Among nongroup enrollees who would not receive new subsidies, average premiums would increase by somewhat less than the 10 percent to 13 percent difference for the nongroup market as a whole because some factors discussed below would have different effects for those enrollees than for those receiving subsidies.
The amount of subsidy received would depend on the enrollee’s income relative to the federal poverty level (FPL) according to a specified schedule (see Table 2, appended).5
The legislation would have much smaller effects on premiums for employment-based coverage, which would account for about five-sixths of the total health insurance market. In the small group market, which is defined in this analysis as consisting of employers with 50 or fewer workers, CBO and JCT estimate that the change in the average premium per person resulting from the legislation could range from an increase of 1 percent to a reduction of 2 percent in 2016 (relative to current law).Under the proposal, the subsidy levels in each market would be tied to the premium of the second cheapest plan providing the “silver” level of coverage (that is, paying 70 percent of enrollees’ covered health care costs, on average). CBO and JCT have estimated that, in 2016, the average premium nationwide for those “reference plans” would be about
$5,200 for single coverage and about
$14,100 for family coverage. The difference between those figures and the average nongroup premiums under the proposal that are cited above ($5,800 and $15,200, respectively) reflects the expectation that many people would opt for a plan that was more expensive than the reference plan, to obtain either a higher amount of coverage or other valued features (such as a broader network of providers or less tightly managed benefits)."
$400 a month for an individual doesn't sound affordable to me. And the Secretary of Health has the ability to raise premiums as need or sees fit.