Wow Pan... you really have a lot of pent up anger still to get out.
I have to say, I started watching your attached video and thought... I don't believe that *any* US Administration could get away with passing something like this. It's CRAZY. It motivated me, a non-US citizen, to find the actual BILL and compare it to what was being said in your video...
Here is what I discovered:
Quote:
Page 22: is not a mandate to audit ALL employers who self insure. It is a study to examine a large group of insured and self-insured employers to ensure the efficiency of the system. Read the actual text of the Bill.
Page 29: Rationing. Please also read page 27 lines 10-12, “(3) does not impose and annual or lifetime limit on coverage of covered health care items and services. Page 29 is not about the services to be provided but about cost sharing and actuarials. Perhaps our insurance wonks can flesh this out, but it seems to be about something other than Health Care Rationing.
Page 30: health benefits committee: This is a private and public committee which will decide what benefits are to be covered under the health care plan. They will not be looking at individual cases but rather they will be deciding things like, Will plastic surgery be covered. What forms of dental surgery are covered? This is something your insurance company already does and does to their profit and your detriment. Bitch and moan about this all you wish but it would not be an efficient system if it just covered every crazy new fad (I am looking at you healing power crystals) that comes along. (See page 31 part five to see the ultimate make up and diversity of this committee).
Page 32: Again, this is precisely what I have stated above. It is not about limiting what health care you receive but rather what is covered under the plan. You are free to go and pay for things that are not covered (your cosmetic boob job is not likely covered). There are limits on any policy you sign up for. If you want additional coverage beyond what this plan covers there are plenty of add on plans out there to choose from. This is no different from what you have today, except that now everyone will have access to a minimum standard. To say you have NO CHOICE is hogwash.
Page 50: it does not say that Non-US citizens will be covered. Rather it is a clause that deals with discrimination (i.e. you cannot deny coverage). It says nothing all about citizenship. The interpretation is definitely skewing to the usual fears…
Page 58: it does not say that the government will have access to your real time finances. Rather it is a clause about the efficiency of this system and it says that it will strive to have real-time information about any person’s coverage. This may be achieved by a health card system. It does not say WILL, it clearly says MAY. I am sure this will be open for debate at a later point. The idea is to create a) savings through simplifying the current paperwork hell that exists and b) a clear and instant understand of what any users coverage is (given that there are multiple insurance coverage options out there any individual may have more or less coverage than someone else). Efficiency is a good thing. Again, this has nothing to do with your personal finance but everything to do with efficiencies in the health care system.
Page 59: The government will not have direct access to your bank account. This section continues to be about efficiency and offers methods that can be used to encourage this efficiency. One of which is the ability to transfer funds to your account. At present, anyone can transfer money into your account if you give them an account code. That doesn’t mean they have access to your account. When you do a refund on your debit card, does the store have access to your information? No. They are just transferring money to your account. When you get paid and your company does direct deposit, does your boss see what’s in your account? No. It should also be noted that it does not say you have to use direct electronic transfers. I am certain that you can also be issued a cheque if you want… but where is the efficiency in that?
Page 65: Acorn? Really? This is scraping the bottom of the fear-mongering barrel. Read the Bill. It is not about this. But man… it gave the producer of this piece a chance to rile people up with Acorn!
Page 72: This is about regulating how insurance companies can pool their services to that costs can be reduced by sharing risk. This is not about Government Control. This is about regulation of private organizations. Regulation is not a bad thing.
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I don’t think I need to go on. I am just over 1:40 into this thing and when following along with the actual Bill it is clear to see that this video is not just a reinterpretation but a blatant attempt to skew what the Bill ACTUALLY says with lies, misdirection and bald faced fear mongering using the usual assortment of bugaboos.
Try it yourself. Find the Bill online and see what it says vs. what this video says.