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Originally Posted by dc_dux
I dont think you do.
Those making under $10/hr would fall below the poverty level..and the bill expands Medicaid to 133% of the poverty level....so these folks will not be spending money they cannot afford.
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Yes, I do. And there are doctors not taking Medicaid patients. In fact, most hopsitals around here won't take Medicaid patients UNLESS it is life or death in which case, by law, they have to.
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I assume you're talking about HIPAA and it doesnt quite do what you suggest.
One immediate benefit of the current bill is that pre-existing conditions in children must be covered in any new policy. The full coverage of pre-existing conditions kicks in when the Exchanges are operational.
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No, when I found out I had Sarcoid, I had no insurance. I was lucky enough that my x-rays showed what looked like lung cancer and I HAD to have a biopsy since that would be life or death.
In 6 months, I had coverage (Anthem) and picked a doctor and went to him. I told him I had Sarcoid and he explained that for the first year of my insurance it would be considered a pre-existing condition and he would not be able to treat it. However, after that 1 year, the insurance by law had to cover it. He could treat anything else, except that. Thankfully, knock wood, other than some pain in my lungs and the fact I smoke, there is no problem with the sarcoid.
Here's the wiki page that even shows that pre-existing is presently covered after a maximum 1 year.
Pre-existing condition - Wikipedia, the free encyclopedia
They also have the proposed terms on pre-existing and they actually look worse than what we have now. (With the exception of including domestic violence as a non pre-existing). Hell, in some cases they won't take effect for 4 years.
And they allow premiums to be raised because of the pre-existing conditions. Which, if you are going for true reform, pre-existing should not exist at all. If people have a disease or health problem and lose their job and get new insurance that condition should still be treated regardless.BUT it won't be.
I like what I have. 1 year no treatment afterward treatment as necessary.
All this talk from Obama and the Dems about pre-existing and they really are not doing anything to improve it. Again, if anything they are making it worse, punishing those people like myself who have a disease and may or may not need treated for it. Raising our premiums for it is better?