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Originally Posted by pan6467
Yes, I do understand. You are going to have MILLIONS of people who work for under $10/hr forced to spend money they don't have, even with subsidies they'll have to pay money they cannot afford to.
And no, this is not about millions of 20 somethings all in great health not needing medical coverage. That maybe the majority but there are also MILLIONS who lost good paying jobs and are now working for under $10 and can't make it now and you are forcing a new expense onto them.
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I dont think you do.
Those making under $10/hr would fall below the poverty level..and the bill expands Medicaid to 133% of the poverty level....so these folks will not be spending money they cannot afford.
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The ONLY good thing is exclusions of pre-existing. BUT< I know from personal experience (with my sarcoidosis) that after 1 year the insurance company cannot hold ANY pre-existing condition against you. That was a bill Clinton got through.
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I assume you're talking about HIPAA and it doesnt quite do what you suggest.
One immediate benefit of the current bill is that pre-existing conditions in children must be covered in any new policy. The full coverage of pre-existing conditions kicks in when the Exchanges are operational.