Quote:
Originally Posted by pan6467
And the people that CAN"T afford the insurance? How many millions are working for less than $10 an hour and are barely able to make it NOW, let alone add the cost of insurance to that? Who pays for them? You're going to tell those people who can barely live on what they make they HAVE to buy insurance they cannot afford or be fined or go to prison???? And if government does pay for them, then where does government draw the line on who they pay for and who they don't? And for those government pays for is that not pretty much going to be Medicare and Medicaid? And what of the "Cadillac Tax" for those who can afford better insurances?
What about those unemployed, the people who can't work but can't get disability because the SSI has denied them?
This is the WRONG BILL and the Dems are committing suicide by ramming it through the way they are. Passage of this will be a very sad day for the USA.
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Pan,
You are on target. It is too bad we can not get Congress off of their talking points and really address concerns and questions.
As I understand the legislation, insurance companies will have a mandated medical pay-out ratio, but this also gives them a guaranteed profit margin - the risk will be taken out of the system for them and they will pass on costs to government and consumers. If pre-existing conditions are an issue an insurance company can simply stop accepting new applicants forcing those people to go into the exchanges. This adverse selection will force costs up in the exchanges or coverage will have to be sacrificed. Kucinich was right at first, this bill is a win for insurance companies. We either need to go all in with a single payer public option or go "free market", this hybrid is for the birds.