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The thing about collections is that the debt holder has to prove that you owe the debt. Unless and until they do, you owe them NOTHING. Just because a debt collector says you owe doesn't mean that you do. And you have the right to dispute that debt.
Read the link I posted for someone who exploits stupid debt collectors for profit. Judges and juries don't really like debt collectors as a rule and don't like to side with them unless there's a good reason.
Seriously, Mr. Rudge could file suit himself in small claims court for a small amount (maybe under $100) and collect multiples of that from the debt collectors. What they're doing is illegal, and if you read the two articles you posted, Jinn, you'll see that they recognize that.
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"They that can give up essential liberty to obtain a little temporary safety deserve neither liberty nor safety." - B. Franklin
"There ought to be limits to freedom." - George W. Bush
"We have met the enemy and he is us." - Pogo
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