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Another option - my wife and I share a single credit card with $500 limit and it is used only for only purchases and never anywhere else. Our other cards are never used online, for any purpose. This way, worst case, only one of our cards are compromised and at a max of $500. It also makes it somewhat easier to find an out of place charge - although that hasn't happened yet.
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The advantage law is the best law in rugby, because it lets you ignore all the others for the good of the game.
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