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Actually, this is the way credit used to be. You paid for the right to access the credit line.
I don't see anything wrong with it. If you want the credit access, you pay the fee. If you don't, just cancel the card.
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I am just a simple man trying to make my way in the universe...
"Go confidently in the direction of your dreams. Live the life you have imagined." - Thoreau
"Nothing great was ever accomplished without enthusiasm" - Emerson
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