For me it came down to learning the hard way. When I was younger and first started working full time I'd immediately take my paycheck, go out and blow it on music (really I'd come back from the used cd shop with a trunk load of cds or on the rare occasion I'd splurge and come home with a brand new bass). Of course at the end of the month I didn't have enough money left over to pay the rent or car payment and had to burrow from my parents. As I grew older and started realizing my parents wouldn't bail me out I either had to figure out how to be responsible with my money or wind up on the streets. The rest just kind of worked itself out.
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“My god I must have missed it...its hell down here!”
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