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My dad is Dutch. He is very comfortable talking about money. I have been included in conversations about family finances for a long time now, and my dad did a great job of explaining finances and money to me. Being the oldest child, I have to know where all the money is. I grew up with a savings account, and just before I turned 18, my dad took me to the credit union and we opened up my first checking account. As an adolescent, I earned an allowance for chores around the house; half of this went into savings. I was only allowed to use my savings for a few select things: my prom dress, the choir tour, spending money on big trips.
Despite being raised with a lot of knowledge and good habits, my money habits now aren't the best. They could be a lot better. I've made some mistakes in how I have handled money since being out on my own. I know what to do--I just don't do it.
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If I am not better, at least I am different. --Jean-Jacques Rousseau
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