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Old 02-21-2010, 09:22 PM   #1 (permalink)
GuttersnipeXL
Giggity Giggity!!
 
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Location: N'York
Rebuilding my credit score...

My mission: To acheive the highest possible credit score I can in a somewhat reasonable time.

I understand these things take time but I was curious to know of any tricks or good practices aside from the obvious...paying bills on time... that could boost me back up to a good to high rating.

Where I stand: At the end of this month I will be 100% debt free, I've been working on paying off a credit card for the past 2 years and will finally have zero payments left. I have no student loans, I don't own a home..I rent., no car payments, etc. The long of the short of it is that I smashed my score right into the high risk zone as a silly youth and now I've been paying for it. I have a savings account where you can only find cobwebs and I've never had a checking account.

I guess what i'm asking in a scatterbrain way is...Is there anyway to expedite these matters. All I ever here is about how long it takes to get in good standing again. Maybe my sources are rotten and I'm misinformed, thats why I ask. Also it may be evident I know very little about these things, this is true. So any suggestions given will be greatly appreciated, and any questions I'll try to answer the best I can. Thanks everybody
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