You see, this is what I'm talking about.
I recently went to a bank to inquire about mortgages. The banker plugged in a few numbers related to income, desired mortgage amount, etc., and he discussed with us what was doable.
He explained all the hoops we needed to jump through as borrowers. There were limitations on how much we could borrow, and what was expected of us for a down payment. For example, since our down payment would be below 15%, we would be required to pay for insurance on the mortgage.
He then told us that stuff like this wasn't a requirement of the bank; it was a requirement of the government. It would be illegal for the bank to issue the mortgage otherwise.
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Knowing that death is certain and that the time of death is uncertain, what's the most important thing?
—Bhikkhuni Pema Chödrön
Humankind cannot bear very much reality.
—From "Burnt Norton," Four Quartets (1936), T. S. Eliot
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