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While it isn't necessarily "your" debt, it is debt that will effect you and your future together.
If the student loan(s) are secured by the government and not a private institution, they can not be dishcharged in a bankruptcy.
At this point, though there are whispers of changes being made, you are only allowed 5 years of deferral on student loan debt, while you don't have to make the payments, interest continues to accrue. I have a friend, she took a student loan, secured by the government to take some cosmetology classes, for $6,000 in 1988. She now owes $32,000.
Student loans will never go away. Ever. If you go long enough without payment, your income tax refunds, if you get one, will be seized, and if you are married, that means yours too - unless you file an injured spouse claim and jump through hoops.
They can also garnish her wages without a court order for repayment of the loan.
Student loans are different animals from other types of loans.
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