My passwords for important items are usually a variation very tight, for stupid online things i always make it one generic word/number that would be easily guessable if you really wanted to post as me on some online places...go nuts.
What shocks me is the a lot of those people who keep those same strong password, then write them down near there computer. We did a consulting job once found a top level access guy had a freaking Rolex on his desk of all his passwords...even personal bank stuff...he worked for a major company. brutal.
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