Quote:
Originally Posted by rahl
The key phrase is "I take the risk" that's on you not anyone else. Also no health policy has a $100,000 cap. I assume you meant $1,000,000 which in reality is a very high cap. If you need anything even aproaching $1,000,000 in medical treatment you are almost certainly going to die anyway and quite frankly aren't worth the expense. That may sound terrible but it's realistic.
|
I wouldn't be surprised if they lowered the caps in order to lower premiums in the next few years if nothing changes.
And the health care insurance company should be the one taking the risk. That is what I am paying them for. They should want me to be healthy, and do proactive work in order to make sure I am.