Quote:
Originally Posted by rahl
THE GOVN"T WON'T LET YOU CHANGE IT not the insurance company. If your employer paid health insurnace is being pre-taxed(section 125 regulated by the IRS) which almost every single business now participates in the IRS won't let you make any changes except for a qualifying event(marriage, divorce, birth of child etc.) until open enrollment time. It has nothing to do with insurance companies.[COLOR="DarkSlateGray"]
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I was talking about the terms of the health insurance policy. If they put a cap of $100,000 on it, no mental health, no vision, and a high deductible, I can either live with it, or pay my employers share and get a policy on the open market.
I am a healthy person, so I take the risk, but I know that I would go bankrupt if I had to go to the hospital for a week or two.