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Originally Posted by ASU2003
But where was the healthcare insurance industry when the government banned trans-fats, put in anti-smoking laws, lower pollution, etc... The whole scheme is that if they make their profits, with growth for their stockholders, they are happy. They don't care about limiting coverage, adding fine print to what is and isn't covered, raising premiums for everyone and that is the problem with the current system.
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Insurance companies are just like every single other business in the world. Their goal is to provide a service for a profit. If you didn't read the application to know what isn't covered that's your fault. If you feel strongly enough about it you could try to sue the agent who wrote you the policy but it will almost certainly get tossed out because you signed on the dotted line agreeing to the terms of the policy.