The health insurance companies should be run by these two. If you watch The Biggest Loser next week, you will see the problem. Then in 11 weeks, they fix the problem, and they won't have high healthcare costs. But, then the doctors wouldn't get paid as much, and the drug companies would lose out too.
But where was the healthcare insurance industry when the government banned trans-fats, put in anti-smoking laws, lower pollution, etc... The whole scheme is that if they make their profits, with growth for their stockholders, they are happy. They don't care about limiting coverage, adding fine print to what is and isn't covered, raising premiums for everyone, or whatever else and that is the problem with the current system. They need to start working on reducing their expenditures by making society healthier. And I would have no problem if they would fine people for their unhealthy activities if they aren't taking steps to fix them, but they shouldn't charge me more if some random unexpected health issue comes up.