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No decision is ever purely rational. This aspect of the discussion, though interesting, isn't very relevant. Looking at this from a purely financial standpoint is shortsighted at the very least. This is a social issue as well.
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Knowing that death is certain and that the time of death is uncertain, what's the most important thing?
—Bhikkhuni Pema Chödrön
Humankind cannot bear very much reality.
—From "Burnt Norton," Four Quartets (1936), T. S. Eliot
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