Quote:
Originally Posted by ASU2003
Not really. Unless you think that everyone has the same value, and that people who damage their own bodies lower their worth. But, by needing expensive healthcare, my premium shouldn't go up. That is why you buy insurance in the first place.
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By needing more health care, you are depeting the reserves of the insurance company. If those reserves aren't replenished there isn't enough money to cover claims. How can you people not understand simple math.
People don't have the same value, nor does their worth go down if they're injured. But their premiums have to(and should) go up when they have a higher risk.
I don't get why people are ok with this when their auto insurance goes up when they have a claim, but they get all pissy when their medical insurance goes up.