Quote:
Originally Posted by rahl
Financially speaking they are the same.
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Not really. Unless you think that everyone has the same value, and that people who damage their own bodies lower their worth. But, by needing expensive healthcare, my premium shouldn't go up. That is why you buy insurance in the first place.
And the healthcare companies should be doing their job to make people healthier in order to make more money. It's not my fault if they go out of business because people are unhealthy. They made the bet and took the risk that as a whole, we would pay more in premiums than expenditures. Instead, the doctors want more patients to make more money, the patients want the best healthcare and everything the doctors say, but it's the job of the health insurance industry to make sure people don't need to use it.