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Originally Posted by dc_dux
There are endless numbers of examples that would suggest otherwise.
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Not based in reality. If you have a policy that covers x condition, and you go the hospital to be treated for x condition you are covered and the claim will be paid. The only way that it won't be payed is that if it is specifically excluded in the policy language, and like I said you would know that at the time of the application so there aren't any suprises.
And you can stick with the CBO projections all you want, but the simple mathematical fact is that if you increase liability you have to increase assets in order to balance out. Taking on people with pre-exs will undisputably increase premiums.
You may feel thats unfair, but thats the way reality works. There's no way around it
---------- Post added at 02:09 AM ---------- Previous post was at 02:05 AM ----------
Quote:
Originally Posted by dc_dux
If I were starting from scratch, I would suggest that a single payer system w/o any industry role, would be my system of choice. But we cant get there from here so I'll take what I believe is the most achievable and meaningful reform we can get and, IMO, that is what is currently on the table and has my support.
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A single payer system would eliminate premiums, but it will raise taxes so it's a wash either way. You can't get something for nothing.
The only way to truely reduce costs is to be healthier as a nation(if you have a choice) Eliminate medicaid, and all the abuses that people take advantage of. And you may or may not like this next statement, but if you skip out on a medical bill, your assets should be seized. Far too often people go the the ER with no intention of paying their bill, for totally trivial problems, or for drug seeking.