I'm just a non-financial pedestrian so don't take my input as the best way to go, but here's my $0.02
leasing = little or no up front payment/down payment...though putting some money down up front reduces your monthly payment and end of lease residual payment if any
When I evaluated this question for myself I concluded that if you cannot write off all or part of the lease cost as a tax deduction, purchasing works out better (financially) for most people.
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