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To me there theory is that if more people are covered then the risk pool will be larger thus lowering insurance premiums for everyone. The problem with that is that the people who can't afford insurance now have no way to afford it once it's mandated that they must. So without some sort of public OPTION I can't see how this is going to be possible. Insurance companies aren't going to lower premiums out of the goodness of their hearts because they would go bankrupt if they did. So it seems like we are back to square one. I wouldn't be suprised if this bill fails miserably.
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