Quote:
Originally Posted by KellyC
And can any one recommend to me a good bank that won't screw me over? Pleasseeee?
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I would like to, but almost all banks are the same.
It used to be that you could call your bank/credit card issuer/loan provider and negotiate (possibly) better terms, lower rates and things that may make your life easier.
Because of the credit/credit card reforms all lenders are rushing to find ways to squeeze fees and anything else they can from you.
A guide to the reforms and new laws can be found here:
A comprehensive guide to the Credit CARD Act of 2009
It's not good, helpful or even YAY! - most of the damage has already been done.
For now it's too little too late. 10 years from now it will be helpful.