Oh god, this is all very depressing to learn. If I had know about this I wouldn't have spent so much. Ok, a few more questions.
Regarding all those agencies/organizations that offer to help you lower your CC debt, do they work? I hear nightmare stories about them. But with all this new info, I'm starting to really worry. Should I contact one? If so, which is a good one?
Guccilvr, my CC issuer is Boeing Employee Credit Union (BECU), the largest "nonprofit" credit union in WA and they're fucking me up the ass. (P.S. I already called to freeze my limit).
I'm trying to save up so I can study in Japan in the upcoming Spring quarter but looks like it's not gonna be possible anymore.
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Him: Ok, I have to ask, what do you believe?
Me: Shit happens.
Last edited by KellyC; 11-02-2009 at 03:22 PM..
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