Contact the credit card people and ask them to freeze your limit increases. I would do that before asking them to reduce the limit. Reducing your limit can reflect badly, albeit temporarily, on your credit score.
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Knowing that death is certain and that the time of death is uncertain, what's the most important thing?
—Bhikkhuni Pema Chödrön
Humankind cannot bear very much reality.
—From "Burnt Norton," Four Quartets (1936), T. S. Eliot
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