Tilted Forum Project Discussion Community - View Single Post - What would being able to buy health ins. across state lines do for me?

ASU2003 · 10-26-2009, 04:55 AM

The republicans keep saying that doing this will lower my costs and should be the way to go. But, would this really work? Haven't we done this with credit cards, and now all credit cards come from North Dakota and Delaware? While it is more efficient, those two states had the fewest laws and regulations on the industry. And they offered major tax breaks to get them to move there. Why wouldn't the health care industry do the same thing?

The one benefit would be for large nation-wide companies. Instead of having to shop around and offer 50 different plans to each state, they could offer the same plan across their whole company.

Are there any other reasons, either positive or negative that this would cause? Do you think if the 'public option' is a nationwide plan, that insurance companies would need to come up with nationwide plans to compete? Would my healthcare costs go up to pay for doctors in New York, Florida, and California because the cost of living is higher? Has anyone heard if the 'public option' will cost you more if you live someplace with high prices?

Or do you think this will become a major headache? Little scam companies will be started in far away states, and you won't be able to contact them or find them when you have an expense. Will there will be 500 different plans to choose from with a bunch of different fine print, laws, and regulations on all these plans?

10-26-2009, 04:55 AM	#1 (permalink)
ASU2003 immoral minority Location: Back in Ohio	What would being able to buy health ins. across state lines do for me? The republicans keep saying that doing this will lower my costs and should be the way to go. But, would this really work? Haven't we done this with credit cards, and now all credit cards come from North Dakota and Delaware? While it is more efficient, those two states had the fewest laws and regulations on the industry. And they offered major tax breaks to get them to move there. Why wouldn't the health care industry do the same thing? The one benefit would be for large nation-wide companies. Instead of having to shop around and offer 50 different plans to each state, they could offer the same plan across their whole company. Are there any other reasons, either positive or negative that this would cause? Do you think if the 'public option' is a nationwide plan, that insurance companies would need to come up with nationwide plans to compete? Would my healthcare costs go up to pay for doctors in New York, Florida, and California because the cost of living is higher? Has anyone heard if the 'public option' will cost you more if you live someplace with high prices? Or do you think this will become a major headache? Little scam companies will be started in far away states, and you won't be able to contact them or find them when you have an expense. Will there will be 500 different plans to choose from with a bunch of different fine print, laws, and regulations on all these plans?