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Let me try to explain morality. There are social norms and market norms. Social norms are what we use when we determine how to treat our fellow man in every day life. Honesty (a word I am using to describe general quality of conduct) is comfortable to obtain in this situation because it is flexible, fluid and genial. (eg. You exchange favors, not cash. You help people because it triggers the "reward" center of your brain. You don't screw with people because all you gain is guilt.) Market norms are, as you can guess, strictly business, with exactly measured units of honesty (currency) with which you can make an accurate decision about how honest or dishonest you want to be. You're more likely to cheat in a market situation because you are able to determine exactly how much you are willing to get away with (on a subconscious level). You cannot mix these two norms in any given situation, as the standard of conduct often defaults to "market" norms. This is why, for example, you shouldn't lend money to your friends.
This is why corporate dishonesty and workplace theft cost businesses more annually than all other criminal offenses combined.
So to answer your question about the organization of morals...
The world has become a very dishonest place with commercialism taking over capitalism. The morals live in the hearts of families, friends, and communities. They are dead in business.
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