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I carry condition 1.
With my 1911 that means single action, hammer back with safety on and a round in the chamber.
With a striker fired weapon it is round in the chamber.
The ruger LCP (basically a nicer version of the keltec) is perfectly safe to carry with a round in the chamber (at least as safe as a revolver) but you need to put it in some sort of holster in order to prevent unintentional access to the trigger.
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"Socialism is a philosophy of failure, the creed of ignorance, and the gospel of envy, its inherent virtue is the equal sharing of misery." - Winston Churchill
"All men dream: but not equally. Those who dream by night in the dusty recesses of their minds wake in the day to find that it was vanity: but the dreamers of the day are dangerous men, for they may act out their dream with open eyes, to make it possible." Seven Pillars of Wisdom, T.E. Lawrence
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