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It makes no sense to me at all. Per your research a profit margin of 5% will become a considerable net loss if companies are forced to accept pre-ex's, cap out of pocket maximums, andd remove lifetime benefit limits. The only way they will be able to stay in business is to raise premiums to compensate. IMO this plan is meant to completely fase out insurance companies all together and move toward a single payor system in the near future.
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