As soon as you have something to leave and care where it ends up.
My wife and I organised ours through a lawyer provided by her union - you can also get assistance through home insurance providers or mortgage providers who have a vested interest and often negotiate deals with law firms.
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Overhead, the Albatross hangs motionless upon the air,
And deep beneath the rolling waves,
In labyrinths of Coral Caves,
The Echo of a distant time
Comes willowing across the sand;
And everthing is Green and Submarine
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