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I don't know much about iPhones but I do know this. You can contact At&T and ask them what are the stipulations of extending your contract. Usually (and the most common one) it's you agree to a new two year commitment if you purchase another hand held device at a reduced rate.
Given this you can explain that you do not want to extend your contract and if you inform them you are going to purchase another phone as soon as you can they will be very willing to work with you. Once you have the cell phone activated you must ensure you had made arrangements with them to return the contract terms back to what it was prior to activation.
Otherwise the rep you speak to will just screw you.
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