Quote:
Originally Posted by flstf
You make a good point but what is the alternative? I believe this is one of the main reasons why so many people think we need some kind of reform. Most of us are one corporate downsizing from losing our job and insurance and one illness or accident in our family from having a pre-existing condition and therefore unable to get insurance.
---------- Post added at 07:59 PM ---------- Previous post was at 07:54 PM ----------
In my opinion there is more competition among insurers than health care providers which is the underlying cause of our huge health care costs. We are trying to insure an industry which seems to have very little market forces to drive down prices.
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The govn't just passed a law a couple months ago about cobra insurance. It used to very expensive but now your only responsible for 33% of the total cost. As long as you don't have a gap in coverage totalling 6 months or greater you will be exempt from the pre-ex clause in an insurance policy. So that is one thing that will help.