Quote:
Originally Posted by rahl
It's not just for a public option though, it's calling for a complete re-structuring of insurance companies. One thing in particular is forcing them to take people with pre-ex's. Which if all fine and good, but the backlash of that will be super high sky rocketed premiums, which people are going to bitch about, but thats the only logical result of having to take on such a high risk class of people.
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You make a good point but what is the alternative? I believe this is one of the main reasons why so many people think we need some kind of reform. Most of us are one corporate downsizing from losing our job and insurance and one illness or accident in our family from having a pre-existing condition and therefore unable to get insurance.
---------- Post added at 07:59 PM ---------- Previous post was at 07:54 PM ----------
Quote:
Originally Posted by Derwood
My point is that right now, there really isn't competition among insurers. There isn't a market force that's driving down prices. The public option may be that force
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In my opinion there is more competition among insurers than health care providers which is the underlying cause of our huge health care costs. We are trying to insure an industry which seems to have very little market forces to drive down prices.