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flstf · 08-17-2009, 01:22 PM

rahl, do you have an opinion of what will happen to insurance rates if the bill passes with the requirements that insurance companies must cover all pre-conditions with no maximum limit of benefits and no cancellations when one loses their job? Or put another way how much would this add to the average persons insurance premiums if these rules were implemented today? I believe the current estimate of health insurance for a basic family plan is about $1400 per month.

If some people are afraid that the government option may contain a death panel can't they just pay a little more and get a private plan? Those who would rather have a group of insurance adjusters deciding what is medically necessary rather than a government appointed panel may be willing to pay more. This may be a way for private insurers to compete, something like " Blue Cross will never pull the plug on grandma".

08-17-2009, 01:22 PM	#293 (permalink)
flstf Easy Rider Location: Moscow on the Ohio	rahl, do you have an opinion of what will happen to insurance rates if the bill passes with the requirements that insurance companies must cover all pre-conditions with no maximum limit of benefits and no cancellations when one loses their job? Or put another way how much would this add to the average persons insurance premiums if these rules were implemented today? I believe the current estimate of health insurance for a basic family plan is about $1400 per month. If some people are afraid that the government option may contain a death panel can't they just pay a little more and get a private plan? Those who would rather have a group of insurance adjusters deciding what is medically necessary rather than a government appointed panel may be willing to pay more. This may be a way for private insurers to compete, something like " Blue Cross will never pull the plug on grandma". Last edited by flstf; 08-17-2009 at 01:50 PM..