Quote:
Originally Posted by Rekna
Let's say for a second we were to take a public option off the table. Then I believe the following reform would be needed.
1) Health insurance companies would have to put at minimum a fixed % of premiums into coverage. At the end of the year any amount over the required % would be refunded proportionally back to all policy holders.
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I'm not clear on what you mean here. If Insurance companies refunded any unused premiums because you didn't have any claims that year, there would be no money for them to pay out other claims, so that really isn't a realistic option