I am beginning to believe that the way the health care industry and insurance works it's almost as if we decided to design a system to be as complicated as we could make it. The reform bills now before congress seem to reflect this thinking.
As I understand it health care insurance is cheaper the bigger the insured pool is because the risk is spread out to a greater degree than individual or small groups. That's why large companies or groups get better rates than small companies for similar coverage.
I wonder if the mayor of my town could get us a lower cost deal if he could join us together as a group for health insurance purposes? Maybe he could get together with other mayors and convince the governor to group the whole state for an even better deal. Maybe the governors could get together and convince the president to group the whole country together for an even better deal. Maybe the president could get together with other world leaders and..... Uh Oh, I think I am going too far.
