Quote:
Originally Posted by rahl
Like so many arguments in these forums, your personal experience or experiences of a few people you know can not and do not prove anything, other than the fact that you had a bad experience.
|
Yeah, I just happen to run into 20 or 30 people who were having the same type problems as I was over a 30 month period solely by random. Obviously a complete anomaly.
Quote:
Originally Posted by rahl
There are proper procedures for filing any type of paperwork and if things aren't filled out properly they are void. If you write a check on 08/11/2009 but dated it 10/11/2009 and try to cash it before then the bank will say no way. Is the bank some evil corporation trying to steal your money from you? Of course not. Even though you made an honest mistake, perhaps like that of the person coding your claim, you can't circumvent procedure.
|
And if an industry, as a whole, makes the process so confusing and difficult to follow half or more of customers' claims get denied it's the customers fault for not understanding it.
Credit card companies are doing the same thing. What used to be a two page contract any high school kid could understand has become a thirty page, fine print, bunch of legalese most people can't comprehend. Oh, they comprehend the gist of it once they're 5 days late and get hit with a $50 late fee and an 15% interest increase.
People are pissed off at these industries for a reason. They treat many of their clients the same way con men treat a mark. And until recently they had little to worry about. Most people have few options when it comes to their HI, they take whatever their employer is offering. If a public option was actually available a lot of this crap would dry up and blow away.
In a way this is kind of like the reason used car salesman became a punchline... because they were a joke.