Quote:
Originally Posted by rahl
While your circumstance is a terrible one this is not general practice across the board. There is shady practices in insurance no question, but there is in virtually every business because those businesses are run by PEOPLE. I can't speak for cigna or the people that work there since I'm not employed by them, but with my company, we will deny a claim based on a few very specific reasons: a)was the policy in force at time of incident? b) was the injury or loss specifically excluded in writing on policy? and c) was the injury or loss intentional or occur during the process of a felony?
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Really? Nobody goes back to look and see if the insured left their middle name off the application, when that multi-million dollar diagnosis comes in? Because insurance companies in general are doing that like crazy. If yours doesn't, then either you don't know about it (because really, who would tell the whole staff about your evilness?), or your company is the one saint in the cesspool.