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Originally Posted by rahl
Everyone is private health insurance would, and depending on the type of plan the government puts out, Everyone in the supplemental market like myself would also. The only insurance agents left would be life insurance, and property and casualty.
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I've got to think that the job losses would be offset by new hires in the administration of government programs, at least somewhat. It wouldn't be the raw carnage you're depicting.
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Originally Posted by rahl
just like any business or government agency, there are those who act ethically and those who don't but the vast majority of health insurance companies act ethically. They are strictly regulated by each states department of insurance so if you think this problem is solely the fault of the big bad insurance companies think again. Premiums go up as a result of the cost of care going up.
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That may be the way you justify it as somebody inside the industry. Caregivers say the cost of care goes up because of how insurance handles claims. So, who do you listen to? I can tell you from the outside that the whole thing is like betting against the house. The house will fuck you any way it can. Occasionally you get a comped dinner or something, but only so the money keeps coming out of your pocket and into theirs.