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Just as an aside, I find Stafford loans EXTREMELY sexual. Hence, this talk about loan repayment isn't technically a forum-jack.
Yeah, you need to "break them up" as to which ones are on your mom's name and which ones aren't. Sometimes these things come lumped to you on one statement, but are actually separate loans. See if you can get them to break up the loans (really just a matter of sending you multiple invoices rather than one invoice). That way, you can snow-ball the one has your mom's name on it, and go minimum payment or do deference on the others until it's paid off.
The loans your mom cosigned for will show on her credit report. Does she have a recent one?
Dude, if you just killed an $8K credit card, YOU KICK ASS! I gain more respect for you post by post. You've got moxy!. As you pay off, from here on out, be certain to stay current with the others or it's all for not.
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