Quote:
Originally Posted by UnclearContent
And, genuinegirly, how in the world do I get the loans out of her name? I didn't think this was possible unless I was approved independently for the loans, which my credit wouldn't allow. If you know some way I could get these transfered to me, solely, it would relieve an enormous burden...
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First I need to know what kind of student loans you have taken out. Are they federal student loans or private student loans? Did you arrange them through your student financial aid office or did you take them out through a bank?
Are they...
Federal Direct loans
Stafford student loans
Perkins student loans
PLUS loans
or are they private student loans
Each of these have different procedures. If you arranged your loans through your school's financial aid office, the process should be easier than Cimarron makes it out to be. It would require setting up an appointment and talking to them about it. PLUS loans cannot be placed in your name - they're all your parents' responsibility no matter what.
Since you talk about your credit score being a factor in choosing to have your mother's name on the loans, it seems more likely that you chose to go with private student loans. These are not something I've dealt with so I'm afraid I have little advice on the details.