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Oy. Tully, I get cold calls constantly. Mostly I tell them, as politely as possible, no thank you. The ones that are really persistent and insist on mistaking politeness for indecision end up having me hang up on them. These shitheads can only make money if people listen to them; they''re not invincible. Stick with someone reputable and don't try to make a killing overnight, and you'll do just fine. The miracle of compounding really does work.
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