Thanks for the replies.
While the company I work for has been slowed a bit by the recession, we are doing well enough that Hell would have to break loose to hurt my wages (knock on wood).
I half thought about putting the money into IRAs under dad's name FBO my son's names, but then the money would again sit unused for over a half century.
I believe I have until some time next year to do anything, but that leaves it in Arvest's (AKA Wal-Mart Bank's) hands which I can't stomach.
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Don't always trust the opinions of experts.
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