"tooth, at the next TFP meet-up, I'm going to punch you in the face. If you show up, prepare to take one in the choppers."*
Now, apply that idea to banking. The concepts are identical. It's an "if" statement. Sure, Xerxys never expected to get overdrawn, but the bank went out of it's way to screw him when he made a mistake. It was unexpected, and the bank went out of it's way to make it worse. I'm positive that they have to disclose this sort of thing, but how prominently do you think they do so?
*kidding. I'll buy you a beer instead, if that's what you prefer.
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"They that can give up essential liberty to obtain a little temporary safety deserve neither liberty nor safety." - B. Franklin
"There ought to be limits to freedom." - George W. Bush
"We have met the enemy and he is us." - Pogo
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