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Manic_Skafe · 05-12-2009, 08:16 PM

It's funny how an overdraft of a few cents can cost you serious cash in fees but you agreed to these terms when you signed up for the account. If I've understood your post correctly, they fronted you a few bucks and charged you for the inconvenience of doing so. When charges post the account are irrelevant - you should know how much cash is in your account before you go spending.

It's doubtful that your overdraft really was a $35 inconvenience to them but that's why I always keep cash on me for the small purchases and watch my account balances like a hawk. Most banks will drop an overdraft fee if you talk to them about it but you should expect to be dripped dry for every penny if you're using one of those free checking accounts.

Wrong? Kinda. Predatory? Not really.

05-12-2009, 08:16 PM	#2 (permalink)
Manic_Skafe More Than You Expect Location: Queens	It's funny how an overdraft of a few cents can cost you serious cash in fees but you agreed to these terms when you signed up for the account. If I've understood your post correctly, they fronted you a few bucks and charged you for the inconvenience of doing so. When charges post the account are irrelevant - you should know how much cash is in your account before you go spending. It's doubtful that your overdraft really was a $35 inconvenience to them but that's why I always keep cash on me for the small purchases and watch my account balances like a hawk. Most banks will drop an overdraft fee if you talk to them about it but you should expect to be dripped dry for every penny if you're using one of those free checking accounts. Wrong? Kinda. Predatory? Not really. __________________ "Porn is a zoo of exotic animals that becomes boring upon ownership." -Nersesian Last edited by Manic_Skafe; 05-12-2009 at 08:26 PM..