I put half of my earnings into a joint account with my wife. And she's really conservative with money. With my half of the money, I pay off any recurring monthly charges (gas paid for with credit card, gym membership, student loans), and then any left over money I split in half again, with one half going into my savings account and the other half going into my "fun fund". I make so little money that I really don't ever have money to do anything with my own money... I pay off my credit card in balance at the end of each month...
---------- Post added at 09:22 AM ---------- Previous post was at 09:20 AM ----------
I guess, when I analyze it. I ought to get a second credit card, so that I purchase "personal necessities" with one credit card and "personal fun items" with the other card. And then I ought to pay the two cards out of two separate accounts. All these accounts, though, they are already a headache to deal with. I don't know if I want to create more...
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