My hypothetical is under the premise that annulment is not an option, which is what you're asserting. The point being that annulment should be an option if the wealthy person discovers the other person lied about their financial status. In the example I gave, the wealthy person would lose a decent chunk of money because he was not able to annul the marriage due to the other person's fraud.
If a man marries a woman who is not a virgin and he knows that she is not, or didn't bother to ask, then that's no justification for an annulment. If someone misrepresents themself to their spouse in order to secure the marriage, and is then caught, that should most certainly be grounds for annulment.
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