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Tax deduction or not, I'd go heavily with investing in your Roth right now. The interest rate on your loan is favorable. And you, and lots of other people, realize that the market is at or near a historic low.
I'd even go further, and split your investment between the very long-term Roth, and an intermediate term, 5-10 year, portfolio.
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You do not really understand something unless you can explain it to your grandmother.
- Albert Einstein
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